SILVIANA ISYANI, Tina; WAROKKA, Ari; GURENDRAWATI, Etty. Analysis of Determinants of Propensity to Independence Based on Behavioral Biases, Emotions, Culture, and Materialism Moderated by Religiosity, Financial Literacy and Job Security . International Journal of Social Science, Education, Communication and Economics, [S. l.], v. 3, n. 5, p. 1473–1510, 2024. DOI: 10.54443/sj.v3i5.436. Disponível em: https://sinomicsjournal.com/index.php/sj/article/view/436. Acesso em: 5 mar. 2026.