MANSOUR OMAR ALTWERGI, Fouad. Analysis Of the Reasons for Merchants’ Reluctance to Accept Electronic Payment Methods. International Journal of Social Science, Education, Communication and Economics (SINOMICS Journal), [S. l.], v. 3, n. 2, p. 327–340, 2024. DOI: 10.54443/sj.v3i2.310. Disponível em: https://sinomicsjournal.com/index.php/sj/article/view/310. Acesso em: 27 sep. 2025.