Adhitya Ananda, Nova, Sri Utami Ady, and Nur Sayidah. 2024. “The Role of Financial Literacy and Self-Control in Managing Students’ Consumptive Behavior With PayLater Usage Decisions As a Mediating Variable”. International Journal of Social Science, Education, Communication and Economics (SINOMICS JOURNAL) 3 (5):1355-66. https://doi.org/10.54443/sj.v3i5.420.