[1]
Sugihyanto, T. and Jansen Arsjah, R. 2024. The Effect of Digital Banking, Digital Transformation the Efficiency of Sharia and Conventional Commercial Banks in Indonesia . International Journal of Social Science, Education, Communication and Economics (SINOMICS JOURNAL). 2, 6 (Feb. 2024), 1813–1826. DOI:https://doi.org/10.54443/sj.v2i6.270.